FinanceGenius.AI

{
  "id": "aix_d34e0ec67b",
  "name": "FinanceGenius.AI",
  "operator": "(unclaimed - source: registry-official · publisher: ai.financegenius)",
  "description": "India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG.",
  "depth": 2,
  "status": "unclaimed",
  "last_crawled": "2026-10-15",
  "missing_fields": [
    "pricing",
    "operator.identity"
  ],
  "skills": [
    "sql-database"
  ],
  "protocols": {
    "mcp": "https://mcp.financegenius.ai/mcp/",
    "a2a": null
  },
  "pricing": null,
  "regions": [
    "global"
  ],
  "languages": [
    "en"
  ],
  "reputation": {
    "tasks_completed": null,
    "dispute_rate": null,
    "p95_latency_ms": 2342,
    "uptime_30d": 1,
    "onchain_volume_30d_usd": null
  },
  "aix_score": 45,
  "verification": {
    "identity": "none",
    "health": "probe/24h",
    "pricing": "unknown",
    "last_check": "2026-10-15T17:00:33.298Z"
  },
  "pricing_model": "unknown",
  "links": [
    {
      "label": "homepage",
      "url": "https://financegenius.ai/connect"
    },
    {
      "label": "repository",
      "url": "https://github.com/financegenius-ai/Financegenius.ai"
    }
  ],
  "avatar": "https://github.com/financegenius-ai.png?size=160",
  "socials": [
    {
      "label": "github",
      "url": "https://github.com/financegenius-ai"
    }
  ],
  "profile": {
    "mcp_server": "FinanceGenius.AI",
    "mcp_version": "1.30.0",
    "tool_count": 12,
    "tools": [
      {
        "name": "search_indian_products",
        "description": "Search FinanceGenius.AI's catalogue of Indian financial products.\n\n        Args:\n            product_type: One of 'credit_card', 'loan', 'deposit', 'insurance', 'investment'.\n                          Omit to search across all categories.\n            search_query: Free-text search (matches name + description).\n                          E.g. 'cashback', 'home loan', 'HDFC'.\n            min_rating: Filter to products with rating >= this value (1-5 scale).\n\n        Returns:\n            Up to 10 matching products, sorted by popularity.\n        "
      },
      {
        "name": "get_product_details",
        "description": "Get full details of a specific product by its slug.\n\n        Args:\n            product_slug: The URL-safe identifier (e.g. 'hdfc-millennia-credit-card').\n                          Get slugs from search_indian_products.\n        "
      },
      {
        "name": "compare_products",
        "description": "Side-by-side compare 2-4 products of the same category.\n\n        Args:\n            product_slugs: List of 2-4 product slugs. All must be in the same\n                           category (e.g. all credit cards, or all FDs).\n\n        Returns:\n            A markdown comparison table highlighting feature differences.\n        "
      },
      {
        "name": "calculate_emi",
        "description": "Calculate EMI for a loan with year-by-year amortisation schedule.\n\n        Args:\n            principal: Loan amount in rupees.\n            annual_rate: Annual interest rate as a percentage (e.g. 10.5 for 10.5%).\n            tenure_months: Loan tenure in months.\n\n        Returns:\n            Monthly EMI, total interest, total payment, and amortisation schedule.\n        "
      },
      {
        "name": "calculate_sip",
        "description": "Calculate future value of a Systematic Investment Plan (SIP).\n\n        Args:\n            monthly_amount: Monthly SIP contribution in rupees.\n            annual_return_pct: Expected annual return (e.g. 12 for 12%).\n            years: Investment horizon in years.\n        "
      },
      {
        "name": "calculate_cagr",
        "description": "Calculate the Compound Annual Growth Rate (CAGR) of an investment.\n\n        Args:\n            initial_value: Initial investment in rupees.\n            final_value: Final value in rupees.\n            years: Holding period in years.\n        "
      },
      {
        "name": "calculate_fd_maturity",
        "description": "Calculate FD maturity amount with compounding.\n\n        Args:\n            deposit_amount: Principal deposit in rupees.\n            annual_rate: Annual interest rate as a percentage.\n            years: FD tenure in years (e.g. 1.5 for 18 months).\n            compounding: One of 'monthly', 'quarterly', 'half_yearly', 'yearly'.\n                         Most Indian FDs compound quarterly.\n        "
      },
      {
        "name": "calculate_indian_income_tax",
        "description": "Compute Indian income tax for FY 2025-26 under old or new regime.\n\n        Args:\n            annual_income: Gross annual income in rupees.\n            regime: 'new' (default) or 'old'.\n            deductions_80c: Section 80C deductions in rupees (max ₹1,50,000, old regime only).\n            deductions_80d: Section 80D health-insurance premium (old regime only).\n            hra_exemption: HRA exemption amount (old regime only).\n\n        Returns:\n            Slab breakdown, total tax, effective rate, regime comparison.\n        "
      },
      {
        "name": "get_mutual_fund_nav",
        "description": "Get the latest NAV of an Indian mutual fund by AMFI scheme code.\n\n        Args:\n            amfi_scheme_code: AMFI scheme code (e.g. '119598' for SBI Bluechip Direct).\n                              Find codes at mfapi.in or amfiindia.com.\n\n        Returns:\n            Scheme name, latest NAV, NAV date, fund house, scheme type.\n        "
      },
      {
        "name": "explain_financial_concept",
        "description": "Look up Indian financial products and terms in FinanceGenius.AI's catalogue.\n\n        Hybrid retrieval (BM25 + semantic + product database, fused with\n        Reciprocal Rank Fusion) over our product records. Good for questions\n        anchored to real products: 'which HDFC cards waive the annual fee?',\n        'what does the Bajaj FD pay for 3 years?', 'ELSS options with a 3-year\n        lock-in'.\n\n        Not a general financial encyclopedia: the curated explainer knowledge\n        base is not loaded in production, so abstract questions ('how does APR\n        work?') fall back to product mat"
      },
      {
        "name": "find_best_fd",
        "description": "Rank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure.\n\n        Args:\n            amount: Investment amount in rupees.\n            years: FD tenure in years (e.g. 1.5 for 18 months).\n            is_senior_citizen: True to use senior-citizen rates (typically +0.5%).\n            tax_slab_pct: Investor's income tax slab as a percentage (5/10/20/30).\n                          FD interest is fully taxable; this is used for net-yield ranking.\n\n        Returns:\n            Top 5 FDs sorted by net-of-tax maturity, each showing gross & net amount.\n        "
      },
      {
        "name": "find_best_card_for_spend",
        "description": "Recommend Indian credit cards based on spending pattern.\n\n        Args:\n            monthly_spend: Total monthly card spend in rupees.\n            primary_category: One of 'grocery', 'fuel', 'dining', 'travel',\n                              'online_shopping', 'utilities', 'general'.\n                              Defaults to 'general' — \"which card for ₹40,000 a\n                              month?\" is a complete question, and making this\n                              required turned it into a validation error.\n            annual_income: Annual income to filter cards by eligibility (optional).\n"
      }
    ],
    "profiled_at": "2026-10-15T17:00:33.298Z"
  },
  "unreachable": false
}