mortgage-tools

{
  "id": "aix_2f5121ee21",
  "name": "mortgage-tools",
  "operator": "(unclaimed - source: registry-official · publisher: au.com.manageyourloans)",
  "description": "Australian mortgage tools: repayment & borrowing-power calculators, guidance & enquiry capture.",
  "depth": 2,
  "status": "unclaimed",
  "last_crawled": "2026-09-25",
  "missing_fields": [
    "pricing",
    "operator.identity"
  ],
  "skills": [
    "general-tools"
  ],
  "protocols": {
    "mcp": "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp",
    "a2a": null
  },
  "pricing": null,
  "regions": [
    "global"
  ],
  "languages": [
    "en"
  ],
  "reputation": {
    "tasks_completed": null,
    "dispute_rate": null,
    "p95_latency_ms": 3165,
    "uptime_30d": 1,
    "onchain_volume_30d_usd": null
  },
  "aix_score": 41,
  "verification": {
    "identity": "none",
    "health": "probe/24h",
    "pricing": "unknown",
    "last_check": "2026-09-25T05:01:35.086Z"
  },
  "pricing_model": "unknown",
  "links": [
    {
      "label": "homepage",
      "url": "https://manageyourloans.com.au/"
    },
    {
      "label": "repository",
      "url": "https://github.com/andycarey1969/manage-your-loans-frontend"
    }
  ],
  "avatar": "https://github.com/andycarey1969.png?size=160",
  "socials": [
    {
      "label": "github",
      "url": "https://github.com/andycarey1969"
    }
  ],
  "profile": {
    "mcp_server": "Manage Your Loans",
    "mcp_version": "1.12.4",
    "tool_count": 6,
    "tools": [
      {
        "name": "calculate_repayments",
        "description": "Estimate monthly & fortnightly principal-and-interest repayments and total\n    interest for a home/personal loan scenario. Indicative only — not a quote.\n\n    Args:\n        principal: Loan amount in AUD (e.g. 500000).\n        annual_rate_pct: Annual interest rate as a percentage (e.g. 6.5).\n        term_years: Loan term in years (e.g. 30).\n    "
      },
      {
        "name": "estimate_borrowing_power",
        "description": "Estimate indicative borrowing capacity, assessed at a buffered rate (APRA\n    +3% serviceability buffer). A rough proxy for guidance — a broker models real\n    capacity across 30+ lenders. Not credit assistance.\n\n    Args:\n        annual_income: Gross annual household income in AUD.\n        monthly_expenses: Average monthly living expenses in AUD.\n        existing_monthly_debt: Existing monthly loan/card commitments in AUD.\n        interest_rate_pct: Assumed product interest rate (buffer is added on top).\n        term_years: Loan term in years.\n        deposit: Cash deposit available in AUD (a"
      },
      {
        "name": "compare_loan_types",
        "description": "List Manage Your Loans' loan categories with what each is for and a link.\n    Use to help a user pick which loan type fits their situation."
      },
      {
        "name": "check_costco_eligibility",
        "description": "Check eligibility for the Costco partner service and Shop Card reward\n    (Executive membership + a settled loan). Indicative check only.\n\n    Args:\n        is_costco_member: Whether the person holds a current Costco membership.\n        membership_type: e.g. \"Executive\" or \"Gold Star\" (optional).\n    "
      },
      {
        "name": "get_rate_guidance",
        "description": "Explain how Australian home-loan rates are determined and the next step.\n    Manage Your Loans does not publish live rates; a broker compares them for a\n    specific scenario."
      },
      {
        "name": "create_enquiry",
        "description": "Submit a mortgage enquiry to Manage Your Loans on the customer's behalf so\n    a broker contacts them. ONLY call this after the person has explicitly agreed\n    to be contacted — pass consent=true. Do not invent details; ask the user.\n\n    Args:\n        firstName: Customer's first name.\n        lastName: Customer's last name.\n        email: Customer's email address.\n        phone: Australian phone number (04.., 02/03/07/08.., or 1300/1800).\n        consent: MUST be true — the customer's explicit agreement to be contacted.\n        loanType: e.g. \"Home Loan\", \"Refinance\", \"Investment Property\" ("
      }
    ],
    "profiled_at": "2026-09-25T05:01:35.086Z"
  },
  "unreachable": false
}