creditcards.best

{
  "id": "aix_16251a3ded",
  "name": "creditcards.best",
  "operator": "(unclaimed - source: registry-official · publisher: best.creditcards)",
  "description": "Search, compare and estimate rewards across US credit cards. Verified fees, APRs and bonuses.",
  "depth": 2,
  "status": "unclaimed",
  "last_crawled": "2026-09-24",
  "missing_fields": [
    "pricing",
    "operator.identity"
  ],
  "skills": [
    "general-tools"
  ],
  "protocols": {
    "mcp": "https://mcp.creditcards.best",
    "a2a": null
  },
  "pricing": null,
  "regions": [
    "global"
  ],
  "languages": [
    "en"
  ],
  "reputation": {
    "tasks_completed": null,
    "dispute_rate": null,
    "p95_latency_ms": 1597,
    "uptime_30d": 1,
    "onchain_volume_30d_usd": null
  },
  "aix_score": 51,
  "verification": {
    "identity": "none",
    "health": "probe/24h",
    "pricing": "unknown",
    "last_check": "2026-09-24T23:00:30.443Z"
  },
  "pricing_model": "unknown",
  "links": [
    {
      "label": "homepage",
      "url": "https://creditcards.best/mcp-info"
    }
  ],
  "profile": {
    "mcp_server": "creditcards.best",
    "mcp_version": "1.0.0",
    "tool_count": 6,
    "tools": [
      {
        "name": "search_cards",
        "description": "Filter the US credit-card dataset by product type, rewards currency (program name or kind), issuer, annual fee, foreign-transaction fee, signup-bonus value, credit band, or curated category. Searches ONLY issuer-verified cards by default, because unverified stubs carry null for most filterable fields and a null is not a zero. Set verified:false for the stubs, or verified:null to search everything knowingly. Returns at most 25 summaries unless you raise `limit`; `total` is the full match count and `truncated` says whether you are seeing all of it. Rankings reflect fit, not placement."
      },
      {
        "name": "get_card",
        "description": "Full detail for a single card by id (slug), including earn rates, credits, eligibility, sources and lastVerified. The apply link is our tracked redirect, not the issuer URL."
      },
      {
        "name": "estimate_rewards",
        "description": "Given an annual spending profile (USD per category, e.g. { dining: 6000, groceries: 8000, travel: 4000, other: 20000 }), estimate each card's net rewards value and rank them. Net value = rewards earned on spend + first-year signup bonus − annual fee. Statement credits are reported separately (max value if fully used), NOT folded into the headline, to avoid overstating premium 'coupon-book' cards. Returns a per-category breakdown and the assumptions used. All card facts come from the verified dataset; only point valuation is modeled."
      },
      {
        "name": "check_eligibility",
        "description": "Given a user's credit band (and optionally income), return cards they would typically qualify for, surfacing issuer application rules (e.g. Chase 5/24) and any income floor. Only cards that publish a credit requirement can be answered; cards with no published requirement are counted in `unknownCount`, never listed as qualifying. This is a likelihood signal from published guidance, not an approval guarantee."
      },
      {
        "name": "get_apply_link",
        "description": "Return the apply link for a card. This is always a creditcards.best tracked redirect that records the referral and forwards to the issuer; the raw issuer URL is never returned."
      },
      {
        "name": "compare_cards",
        "description": "Side-by-side detail for two or more cards by id: fees, foreign-transaction fee, signup bonus, earn rates, credits and eligibility. Apply links are tracked redirects."
      }
    ],
    "profiled_at": "2026-09-24T23:00:30.443Z"
  },
  "unreachable": false,
  "payment_method": "open"
}