AVnester — Indian Real Estate Intelligence

{
  "id": "aix_04929f5715",
  "name": "AVnester — Indian Real Estate Intelligence",
  "operator": "(unclaimed - source: registry-official · publisher: com.avnester.mcp)",
  "description": "Indian real estate: property search, locality insights, affordability & pan-India stamp-duty tools.",
  "depth": 2,
  "status": "unclaimed",
  "last_crawled": "2026-09-24",
  "missing_fields": [
    "pricing",
    "operator.identity"
  ],
  "skills": [
    "general-tools"
  ],
  "protocols": {
    "mcp": "https://mcp.avnester.com/public-mcp",
    "a2a": null
  },
  "pricing": null,
  "regions": [
    "global"
  ],
  "languages": [
    "en"
  ],
  "reputation": {
    "tasks_completed": null,
    "dispute_rate": null,
    "p95_latency_ms": 4491,
    "uptime_30d": 1,
    "onchain_volume_30d_usd": null
  },
  "aix_score": 41,
  "verification": {
    "identity": "none",
    "health": "probe/24h",
    "pricing": "unknown",
    "last_check": "2026-09-24T17:01:15.840Z"
  },
  "pricing_model": "unknown",
  "profile": {
    "mcp_server": "avnester-public",
    "mcp_version": "1.0.0",
    "tool_count": 11,
    "tools": [
      {
        "name": "search_properties",
        "description": "Search residential property listings in Coimbatore and Chennai, Tamil Nadu. Use when the user names a locality, price band, BHK, or transaction type in either city. Returns sanitized listing cards with handoff URLs and a per-listing verified flag; never returns seller contact details. Out-of-scope cities return supported=false + supportedCities + scopeMessage — surface the scopeMessage to the user."
      },
      {
        "name": "get_locality_insights",
        "description": "Get aggregated insights for a Coimbatore or Chennai locality: avg price, supply count, demand pulse, livability/investment grade, highlights, watchouts, monthly priceTrends, and strengthTags. Use when the user asks \"what is X locality like\" about a neighborhood in either city. Out-of-scope cities return supported=false; surface the scopeMessage to the user. Always surface the disclaimer field when returning livability or investment grade."
      },
      {
        "name": "compare_localities",
        "description": "Compare 2–3 Coimbatore or Chennai localities side-by-side: price trends, livability, investment grade, strengths, and watchouts. Use when the user asks \"X vs Y\" or \"which is better between X and Y for buying/renting\" about neighborhoods in these cities. Out-of-scope cities return supported=false; surface the scopeMessage to the user. For comparing specific LISTINGS by ID, use compare_properties instead."
      },
      {
        "name": "calculate_home_affordability",
        "description": "Estimate the monthly home-loan EMI / monthly payment in India — a home-loan calculator. Deterministic math; not advice or a loan-approval claim. Two modes: pass propertyValue (80% LTV assumed) OR loanAmount for a specific loan (e.g. \"₹50 lakh loan\"). Use for \"what would my EMI be\" / \"monthly payment on …\". The response `assumptionNote` states the basis in plain words. Always surface the disclaimer field."
      },
      {
        "name": "simulate_loan_prepayment",
        "description": "Simulate prepaying / repaying an Indian home loan early. Pure deterministic math — no advice, no loan-approval claim. Use for \"should I prepay\", \"early/part/lump-sum repayment\", \"pay extra each month\", \"reduce EMI or tenure\", \"interest saved\", or foreclosure. Modes: one-time, recurring yearly, or a fixed extra every month (recurring_monthly). Compares reduce_tenure (keep EMI, finish early) vs reduce_emi (keep tenure, lower EMI). Always surface the disclaimer field."
      },
      {
        "name": "compare_balance_transfer",
        "description": "Compare staying on your current home loan vs. transferring (refinancing) to a lower rate. Pure deterministic math — no advice, no loan-approval claim. Use when the user asks \"should I switch lenders / transfer my loan / refinance\". Returns new EMI, interest saved over the remaining tenure, switching cost, net saving, and the breakeven month. Always surface the disclaimer field."
      },
      {
        "name": "optimize_home_loan_tax_regime",
        "description": "Compare a home-loan borrower's income tax under the OLD vs NEW regime (FY2026-27) and recommend which regime saves more income tax. Pure deterministic slab math — not tax advice. Use when the user asks \"old or new tax regime\", \"home-loan tax benefit\", or \"section 80C / 24(b) deduction\". Models §24(b) interest + §80C principal (+ joint-loan doubling); the response lists benefits it does NOT model (capital gains, HRA, etc.). Always surface the disclaimer field."
      },
      {
        "name": "estimate_stamp_duty_and_registration",
        "description": "Estimate Indian state stamp duty + registration charges on a property purchase. Supports all 28 states + 8 UTs with buyer-gender concessions, urban/rural overrides, and commercial/agricultural multipliers. Pass constructionStatus to also itemize GST (under-construction 1%/5%, ready/resale 0%) for an all-in statutory quote. Returns supported=false for states outside India (supported set named in rateBasis). Not legal/tax advice. Always surface the disclaimer."
      },
      {
        "name": "get_property_details",
        "description": "Fetch full public details for one AVnester listing by its listingId. Get the listingId from search_properties results first (the `listingId` field) — IDs are not guessable, so this tool is the natural follow-up to a search. AVnester's catalog covers Coimbatore and Chennai; unknown or unpublished IDs return { listing: null, notFound: true } (never throws, to avoid leaking existence). Use when the user references a specific listing. Read-only, no side effects."
      },
      {
        "name": "compare_properties",
        "description": "Compare 2–5 AVnester listings by listingId, side-by-side. Get IDs from search_properties first (not guessable). If the user has more than 5 candidates (\"compare all\"), pick the most relevant 5 (cheapest / largest / best price-per-sqft) and say so. Returns each listing plus pricePerSqft, vsCheapestPercent (0 = cheapest), vsLargestAreaPercent (0 = largest). Covers Coimbatore and Chennai; unknown IDs return not_found_or_unpublished. Does NOT recommend a purchase. Always surface the disclaimer."
      },
      {
        "name": "get_property_decision_intelligence",
        "description": "Assess whether a buyer can afford a specific Indian home — ONE verdict (AFFORDABLE / STRETCH / NOT_YET / INELIGIBLE) combining indicative eligibility (FOIR/LTV/CIBIL), EMI, true cash-to-close (down payment + stamp duty + registration + itemized GST), regime-aware tax, and an indicative lender-fit triage. Mode A: listingId (Coimbatore/Chennai catalog). Mode B: propertyValue + state (any Indian state). NOT a loan approval, offer, or advice. Always surface the disclaimer."
      }
    ],
    "profiled_at": "2026-09-24T17:01:15.840Z"
  },
  "unreachable": false
}